New Zealand Acts, as recorded on Flare Reef (https://flarereef.flareforward.com/p/14) July 1, 2026. Credit Contracts and Consumer Finance Amendment Act 2026. FTA: changed s 48P. Official text: https://www.legislation.govt.nz/act/public/2026/29/en/latest/ The commit: https://github.com/lexifina/new-zealand-law/commit/c7722fba1a3e2d3b23792971c5c3fc3d702eeddc Consolidated text: https://web.archive.org/web/20260926101453id_/https://www.legislation.govt.nz/act/public/1986/121/en/latest/ Permanent record: https://flarereef.flareforward.com/n/342